Litigation against End Users of Consumer Reports and Investigative Consumer Reports continues to Snowball across the land. And record setting settlements are being paid by employers and other end-users of screening reports.
Two-thirds of FCRA suits are being brought against End Users because of invalid Authorization and Disclosure documents or because of End User failure to provide proper Adverse Action Notifications with required enclosures.
Authorizations and Disclosures must not include “release of liability” or other ‘extraneous’ language.
Adverse Action Notifications, with required enclosures, must be provided to applicants.
And, about one-half of the litigation brought against Consumer Reporting Agencies (CRA) accuse the CRA’s of either providing public record information for employment purposes without maintaining strict procedures to ensure reported information is complete and up-to-date or assert the CRAs did not follow reasonable procedures to ensure the maximum possible accuracy of information reported.
Do not allow your CRA to provide non-verified database criminal records as part of a final report to you.
Do not allow your CRA to provide non-conviction criminal records as part of a final report to you.
Protect yourself. Protect your Organization.
Want to review the Authorizations & Disclosures we recommend our clients utilize?
Contact us. We will be happy to provide them to you from POEknows!